Every rental property investor has a different scenario. Purchase, refinance, cash-out, LLC, portfolio, short-term rental — review the DSCR loan path that fits your investment strategy.
Buy a rental property using rental income and property cash flow for review — not personal income or tax returns.
Rate-and-term refinance of an existing rental property where DSCR, rent, and payment are the primary review drivers.
Access equity from your rental property. DSCR review considers the higher loan amount and whether rent still supports the payment.
DSCR financing for properties held in LLCs, corporations, or trusts. Entity vesting, personal guarantee, and documentation requirements.
Financing for investors with multiple rental properties. Portfolio-level DSCR review, cross-collateralization, and scaling strategies.
Airbnb and VRBO DSCR financing. Short-term rental income documentation, rent schedules, occupancy review, and program differences.
DSCR financing for duplexes, triplexes, and fourplexes. Multi-unit DSCR calculation, property type requirements, and program options.
What first-time rental property investors need to prepare — down payment, reserves, DSCR expectations, and realistic financing scenarios.
Most investors don't fit neatly into one category. Submit your scenario and Matt will help you identify which DSCR loan path — or combination of paths — makes sense for your property and goals.
Loan options, eligibility, pricing, terms, and availability depend on borrower profile, property type, documentation, investor experience, program guidelines, and applicable licensing. This is not a commitment to lend.